Money Clinic: Four Major Risks in Retirement

Now more than ever, creating and sustaining a successful retirement plan involves the necessity for a solid strategy that considers volatile markets, inflation, longevity and the possibility of sustained low interest rates. Anyone who has money in the stock market over the last few decades has experienced wild gyrations in their investment accounts. While the […]
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Money Clinic: Snowfall in Spring

There is an old saying that April showers bring May flowers. Well, if you look outside most areas in the northern U.S., you’re seeing snowflakes! Therefore, it is reasonable to infer that April snowfall creates dead flowers this May! I guess the weather is fitting for the climate in the investment markets and the economy. […]
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Money Clinic: Skip-Over Technique

So, you’ve worked hard, played the investment game well and have accumulated plenty of money for retirement. You’ve done some basic estate planning to make sure your heirs don’t get clobbered in probate. You’ve made sure that you and your spouse have enough income to last for your lifetime. Everything seems to be working out […]
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Money Clinic: No Need to Keep Up with the Jones’s

U.S. stocks traded higher on Friday after the release of stronger-than-expected employment data. The Nasdaq closed at new highs. Everything is back to normal, right? Unfortunately for most American households, the stock indexes measure an economy far removed from their own daily reality. For many American families, who collectively own a very small percentage of […]
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Money Clinic: No Excuses

Diversification is a fundamental principle of investing, but it isn’t the only one. In fact, there is one major principle that precedes it: make sure you own financial products that have a reasonable expectation of providing a useful return and serve the purpose of your goals. Sometimes, the best financial task is not to “just” […]
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